Tanvir Mishuk
Tanvir Mishuk | |
|---|---|
| Born | |
| Nationality | Bangladeshi |
| Education | North South University (BBA) |
| Occupation | Entrepreneur |
| Known for | Founder of Nagad, RegTech Bangladesh |
Tanvir Mishuk is a Bangladeshi entrepreneur known for his involvement in the digital financial services and regulatory technology sectors.[1] He is the founder and former Managing Director of Nagad,[2] a mobile financial service provider launched in partnership with the Bangladesh Post Office,[3] and the founder and CEO of RegTech Bangladesh, a company focused on compliance automation and financial technology solutions.[4]
Early life and education
Mishuk graduated with a degree in Business Administration from North South University in Dhaka, Bangladesh. He began his career in telecommunications, founding Telekom Asia in Singapore in 2009. The company grew to become a notable mobile operator in the region.[5] He later served as Managing Director of Sigma Telecom, which, during his tenure, became one of the leading International Gateway (IGW) operators in Bangladesh.[6]
Career
In 2019, Mishuk played a key role in the launch of Nagad, a mobile financial service (MFS) that aimed to increase financial inclusion in Bangladesh.[7] Operated as a public-private partnership with the Bangladesh Post Office, Nagad introduced several innovations, including a digital Know Your Customer (e-KYC) onboarding process using national identification, USSD-based access for feature phone users, and a system enabling transfers to non-registered recipients.[8] The platform was also used for distributing government disbursements such as social welfare benefits and COVID-19 relief payments through a secure biometric system.[9]
Following his work at Nagad, Mishuk established RegTech Bangladesh, a company that provides technology solutions for regulatory compliance, including real-time KYC/AML screening, identity verification, and digital onboarding.[10] In 2025, the company expanded internationally by securing a government contract in Turkey.[4]
In addition to his work in mobile finance and regulatory technology, Mishuk has been involved in the development of Nagad Digital Bank PLC, the country's first digital bank.[11] The initiative is designed to provide mobile-based banking services, with features such as AI-driven credit scoring, micro-savings, and collateral-free lending.[12][13]
A Dhaka court dismissed a general diary filed on 12 September 2024 by Nagad Administrator Badiuzzaman Dider against Mishuk, citing a WhatsApp message as threatening.[14] The general diary was dismissed during a hearing on 20 October 2024, according to Banani Police Station.[14] On 4 June 2025, the Anti-Corruption Commission filed a case against nine individuals, including Mishuk, for allegedly embezzling Tk 645 crore through e-money forgery between March 2021 and November 2024.[15] ACC Assistant Director Mohammad Shahjahan Miraz filed the case at the Dhaka-1 integrated district office.[15]
Recognitions
- Fastest to Unicorn Award by the Government of Bangladesh[16][17]
- WITSA's Global ICT Excellence Award (2020)[18]
- Fintech Personality of the Year (2022) by Global Brands Magazine[19]
- Kotler Iconic Achiever of the Year (2023)[20][21]
References
- ^ "ব্রিটিশ পার্লামেন্টে নগদ এমডি তানভীর". Banglanews24.com (in Bengali). 4 February 2020.
- ^ "Nagad strikes deal with Huawei". The Daily Star.
- ^ "PM opens digital financial service 'Nagad'". The Daily Star (Bangladesh).
- ^ a b "RegTech secures $12 million deal in Turkey". Gulf News. 3 June 2025.
- ^ "NSU students to benefit from MoU with Nagad". The Financial Express (Bangladesh).
- ^ "'Interoperability needed to break monopoly of MFS market'". The Business Standard. 24 August 2020.
- ^ "কয়েক শ কোটি টাকার বিদেশি বিনিয়োগ এনেছে নগদ: তানভীর এ মিশুক". www.ajkerpatrika.com (in Bengali). Ajker Patrika. 12 August 2024.
- ^ "Nagad brings in several hundred crores of taka in foreign investment: CEO Tanvir A Mishuk". New Age (Bangladesh). 11 June 2025.
- ^ "Nagad ensures all services during emergency". The Business Standard. 24 July 2024.
- ^ "শত বাধার পরও বাজারে প্রতিযোগিতা নিশ্চিত করেছে নগদ : তানভীর এ মিশুক". The Daily Ittefaq (in Bengali).
- ^ "Tanvir A Mishuk to be part of PM's entourage during China visit". Dhaka Tribune.
- ^ "স্বাধীনতার ৫০ বছরে বাজারের ৫০ শতাংশ হতে চাই আমরা: তানভীর এ মিশুক". Banglanews24.com (in Bengali). 9 January 2021.
- ^ "TANVIR A MISHUK, Managing Director, Nagad". ICE Business Times. 8 September 2020.
- ^ a b "Court dismisses GD against former Nagad MD Tanvir A Mishuk". The Business Standard. 2024-12-14. Retrieved 2025-07-02.
- ^ a b "ACC files case against 9 including Tanvir Mishuk". Risingbd Online Bangla News Portal. Retrieved 2025-07-02.
- ^ "Unicorn Nagad now plans to form subsidiary under digital bank: Tanvir A Mishuk". The Business Standard. 2 August 2023.
- ^ Monisha, Nourin Ahmed (29 July 2023). "Nagad becomes Bangladesh's fastest unicorn". Prothom Alo.
- ^ "WITSA honours Nagad as best innovation in fintech". Dhaka Tribune.
- ^ "Nagad MD named 'Fintech Personality of the Year 2022'". The Business Standard. 6 April 2022.
- ^ "Tanvir A Mishuk wins Kotler Iconic Achiever of the Year Award-2023". The Daily Messenger.
- ^ "Nagad MD wins Kotler Iconic Achiever of the Year Award". The Business Standard. 23 May 2023.